Understanding Ice Damns, Do You Have the Right Coverage?
Understanding the Ice Damn Making sure your home and property are protected is a safety net for your home when nature takes it toll. And if you live in Michigan, you know what to expect however, being prepared for the unexpected is the key. Ice dams form when the snow melts on an upper, warmer […]
Homeowners Policy Debris Removal Coverage’s
Somewhere in your Homeowners Policy is an important coverage called Debris Removal. The coverage I am speaking of is for removal of trees which have fallen onto the premise without hitting the home. On all Homeowners policies there is a special sub limit of coverage that you need to be aware of. In reviewing some […]
Do I Need Boat Insurance? | Keego Harbor MI
Insurance is probably not what you think of when you think about owning a boat. But in two states boat insurance is legally required to own and operate a boat, in many of the others it’s strongly encouraged to make sure you’re protecting yourself and your investment in your boat. So, while you may not […]
Tips to Prevent Frozen Pipes this Winter
Frozen pipes can be more than just inconvenient; they can be downright expensive. With the potential to damage multiple areas of your home, frozen pipes are a nuisance to be avoided. Frozen pipes occur due to three main reasons: sudden drops in temperature, inadequate insulation and thermostats being set too low. What can I do […]
Four Questions to Ask Tree Service Companies | Homeowner’s Insurance Keego Harbor
1) Are you insured? If they do damage to your home your insurance company can get reimbursed for the claim. 2) Will you haul away the limbs and wood? Sometimes the lowest price may not always include removal of the debris. 3) Are you familiar with my tree? Good to know what is going on […]
Homeowners Coverage’s That You Should Know About
Most clients know that jewelry insurance can be added to the Homeowners policy. Did you know that there is an optional coverage you can add called Agreed Amount? The purpose is to have the insurance company agree with the appraised value. In the event the ring is lost, the insurance company cannot offer you less […]