Insurance Agency in Keego Harbor, MI • (248) 682-1510

Understanding Ice Damns, Do You Have the Right Coverage?

Understanding the Ice Damn Making sure your home and property are protected is a safety net for your home when nature takes it toll. And if you live in Michigan, you know what to expect however, being prepared for the unexpected is the key. Ice dams form when the snow melts on an upper, warmer […]

Homeowners Policy Debris Removal Coverage’s

Somewhere in your Homeowners Policy is an important coverage called Debris Removal. The coverage I am speaking of is for removal of trees which have fallen onto the premise without hitting the home. On all Homeowners policies there is a special sub limit of coverage that you need to be aware of. In reviewing some […]

Car Rental Coverage – Here’s What You Need to Know

We frequently gets calls from customers wondering if their rental vehicle is covered by their auto insurance policy while on vacation. If you have an Auto-Owners personal auto policy, it has specific coverage provisions that address whether an accident in a rental vehicle is covered. Let’s look at a common example: You take a vacation […]

Five Tips for Buying Insurance for Contractors Equipment

Theft of Contractors Equipment is getting bigger and more organized. Five suspects from Metro Detroit Area, were arrested for more than 50 thefts in Michigan, as well as Indian and Ohio. Here are my Five Tips for covering your equipment: 1) Schedule the larger equipment: This gives you a lower rate. The Blanket rate is […]

Do I Need Boat Insurance? | Keego Harbor MI

Insurance is probably not what you think of when you think about owning a boat. But in two states boat insurance is legally required to own and operate a boat, in many of the others it’s strongly encouraged to make sure you’re protecting yourself and your investment in your boat. So, while you may not […]

5 Reasons to Have Business Insurance | Keego Harbor

You need business insurance. Plain and simple. It may seem like a headache or stressful, but a company cannot function without business insurance, in many cases legally. Business insurance is a requirement by law and by function of your professionalism and is one of the first things you should do when you start your own […]

The Importance of Renter’s Insurance | Keego Harbor MI

When you live in a place you rent, you may not realize you need to get additional coverage to protect your property. While your landlord is responsible for the property itself, its maintenance, and paying to fix things as long as they were not broken in an unreasonable way, you still need to cover your […]

Tips for Buying Car Insurance | Keego Harbor Michigan

There are so many options to choose from when it comes to purchasing car insurance. You can choose from larger, national car insurance providers or choose from a local, smaller car insurance provider. Most people buy car insurance because it’s required in the state that they live in before they can drive. They usually choose […]

Top Reasons to Consider Life Insurance | Keego Harbor

There are plenty of reasons to have life insurance when you reach a certain age or encounter certain life events. You may think it’s not for you or fear it’s too expensive or even think it’s not worth it insuring for something that’s incredibly unlikely to happen. But life happens all the time and you […]