Understanding Ice Damns, Do You Have the Right Coverage?
Understanding the Ice Damn Making sure your home and property are protected is a safety net for your home when nature takes it toll. And if you live in Michigan, you know what to expect however, being prepared for the unexpected is the key. Ice dams form when the snow melts on an upper, warmer […]
Homeowners Policy Debris Removal Coverage’s
Somewhere in your Homeowners Policy is an important coverage called Debris Removal. The coverage I am speaking of is for removal of trees which have fallen onto the premise without hitting the home. On all Homeowners policies there is a special sub limit of coverage that you need to be aware of. In reviewing some […]
Car Rental Coverage – Here’s What You Need to Know
We frequently gets calls from customers wondering if their rental vehicle is covered by their auto insurance policy while on vacation. If you have an Auto-Owners personal auto policy, it has specific coverage provisions that address whether an accident in a rental vehicle is covered. Let’s look at a common example: You take a vacation […]
Five Tips for Buying Insurance for Contractors Equipment
Theft of Contractors Equipment is getting bigger and more organized. Five suspects from Metro Detroit Area, were arrested for more than 50 thefts in Michigan, as well as Indian and Ohio. Here are my Five Tips for covering your equipment: 1) Schedule the larger equipment: This gives you a lower rate. The Blanket rate is […]
Tips for Buying Car Insurance | Keego Harbor Michigan
There are so many options to choose from when it comes to purchasing car insurance. You can choose from larger, national car insurance providers or choose from a local, smaller car insurance provider. Most people buy car insurance because it’s required in the state that they live in before they can drive. They usually choose […]
Top Reasons to Consider Life Insurance | Keego Harbor
There are plenty of reasons to have life insurance when you reach a certain age or encounter certain life events. You may think it’s not for you or fear it’s too expensive or even think it’s not worth it insuring for something that’s incredibly unlikely to happen. But life happens all the time and you […]
Four Questions to Ask Tree Service Companies | Homeowner’s Insurance Keego Harbor
1) Are you insured? If they do damage to your home your insurance company can get reimbursed for the claim. 2) Will you haul away the limbs and wood? Sometimes the lowest price may not always include removal of the debris. 3) Are you familiar with my tree? Good to know what is going on […]
Homeowners Coverage’s That You Should Know About
Most clients know that jewelry insurance can be added to the Homeowners policy. Did you know that there is an optional coverage you can add called Agreed Amount? The purpose is to have the insurance company agree with the appraised value. In the event the ring is lost, the insurance company cannot offer you less […]
Equipment Breakdown Coverage – Insurance Agency Keego Harbor
Protect the largest investments in your home with Equipment Breakdown Coverage from Auto-Owners Insurance. As a homeowner, you depend on any number of mechanical and electrical equipment systems, from air conditioners and heating units to computers and major appliances. At Auto-Owners, we understand that any equipment failure is inconvenient, costly, and not always covered under […]