Understanding Ice Damns, Do You Have the Right Coverage?
Understanding the Ice Damn Making sure your home and property are protected is a safety net for your home when nature takes it toll. And if you live in Michigan, you know what to expect however, being prepared for the unexpected is the key. Ice dams form when the snow melts on an upper, warmer […]
Homeowners Policy Debris Removal Coverage’s
Somewhere in your Homeowners Policy is an important coverage called Debris Removal. The coverage I am speaking of is for removal of trees which have fallen onto the premise without hitting the home. On all Homeowners policies there is a special sub limit of coverage that you need to be aware of. In reviewing some […]
Five Tips for Buying Insurance for Contractors Equipment
Theft of Contractors Equipment is getting bigger and more organized. Five suspects from Metro Detroit Area, were arrested for more than 50 thefts in Michigan, as well as Indian and Ohio. Here are my Five Tips for covering your equipment: 1) Schedule the larger equipment: This gives you a lower rate. The Blanket rate is […]
Do I Need Boat Insurance? | Keego Harbor MI
Insurance is probably not what you think of when you think about owning a boat. But in two states boat insurance is legally required to own and operate a boat, in many of the others it’s strongly encouraged to make sure you’re protecting yourself and your investment in your boat. So, while you may not […]
Five Quick Maintenance Tips for Your Car | Complete Insurance Services MI
Every once in a while, you need to do a pulse check on your car. We do inspections once a year or so, depending on your state, but between inspections there are checks you need to make on your car to ensure it’s running smoothly and being well kept. Cars are made of so many […]
5 Reasons to Have Business Insurance | Keego Harbor
You need business insurance. Plain and simple. It may seem like a headache or stressful, but a company cannot function without business insurance, in many cases legally. Business insurance is a requirement by law and by function of your professionalism and is one of the first things you should do when you start your own […]
Four Questions to Ask Tree Service Companies | Homeowner’s Insurance Keego Harbor
1) Are you insured? If they do damage to your home your insurance company can get reimbursed for the claim. 2) Will you haul away the limbs and wood? Sometimes the lowest price may not always include removal of the debris. 3) Are you familiar with my tree? Good to know what is going on […]
Homeowners Coverage’s That You Should Know About
Most clients know that jewelry insurance can be added to the Homeowners policy. Did you know that there is an optional coverage you can add called Agreed Amount? The purpose is to have the insurance company agree with the appraised value. In the event the ring is lost, the insurance company cannot offer you less […]
Umbrella Polices, Should I Have One? – Insurance Services Michigan
Due to the no fault changes effective 7-2-2020, we have been writing more Umbrella polices. The reason is that more drivers will no longer have the unlimited medical protection, and also the new reform allows for lawsuits, even in the event that the other driver is at fault. The Umbrella is a true excess policy […]
Equipment Breakdown Coverage – Insurance Agency Keego Harbor
Protect the largest investments in your home with Equipment Breakdown Coverage from Auto-Owners Insurance. As a homeowner, you depend on any number of mechanical and electrical equipment systems, from air conditioners and heating units to computers and major appliances. At Auto-Owners, we understand that any equipment failure is inconvenient, costly, and not always covered under […]